Seek First Resources

(Note: the term length of 4 months and 10 days in the video is based on California law, where this lender is located. In Virginia it can be as short as 45 days)

https://youtube.com/embed/cP8ObpdgSs0?autoplay=1

What's The Fastest Way To Pay Off Debt? (5 min video)

https://youtube.com/embed/PvEUj_mRfIo?autoplay=1

Could a credit counselor help me? (4 min read)

https://bettermoneyhabits.bankofamerica.com/en/debt/credit-counseling

Juan Learns His Rights Regarding Debt Collectors (4 min read)

https://drive.google.com/file/d/1U-HfS1xtbBqLHiOfl8TAdxcGWLEIJdG7/view

Credit Cards

Credit Cards 101 (Credit Card Basics 1/3) (4 min video)

https://youtube.com/embed/0ddgrHehprk?autoplay=1

Credit Card Grace Periods Explained (Credit Cards Part 3/3) (3 min video)

https://youtube.com/embed/JH2Ru_79rm0?autoplay=1

Credit Card Cash Advance (2 min video)

https://youtube.com/embed/VB76XHen4YQ?autoplay=1

What is a Secured Credit Card? (2 min video)

https://youtube.com/embed/Fw83WkJ_ZWg?autoplay=1

Common Credit Card Fees (and How to Avoid Them) (8 min read)

https://www.thebalance.com/common-credit-card-fees-960254

The Truth About Airline Miles (5 min video)

https://youtube.com/embed/6se8TltCOoc?autoplay=1

Car Loans

How to buy a car without getting ripped off (Marketplace)

https://youtube.com/embed/l6WSoijb8cY?autoplay=1&start=411&end=550 (first Highlight – 2 min video)

https://youtube.com/embed/l6WSoijb8cY?autoplay=1&start=786&end=873 (second Highlight – 2 min video)

Student Loans

The Best Way to Apply for Student Aid! (7 min video)

https://youtube.com/embed/W13fqrUMTco?autoplay=1

FAFSA Overview (3 min video)

https://youtube.com/embed/gUis5lityCQ?autoplay=1

Sallie Mae: How to Read Your Financial Aid Award Letter (2 min video)

https://youtube.com/embed/z50sQYvrCuk?autoplay=1

Student Loan Repayment Options (4 min video)

https://youtube.com/embed/Nqs0CvY-PmI?autoplay=1

Saving

How to use multiple savings accounts to grow your money and reach your goals (8 min read)

https://www.discover.com/online-banking/banking-topics/multiple-savings-accounts-save-more/

Is Your Piggy Bank a Source of Happiness? (4 min read)

https://www.psychologytoday.com/us/blog/changepower/201406/is-your-piggy-bank-source-happiness

Is the Savings Account Dead? (7 min video)

https://youtube.com/embed/8DbfIbIMlbQ?autoplay=1

Finances 101: Tips on Opening a Savings Account (4 min read)

https://quicken.com/finances-101-tips-opening-savings-account

Investing

The Difference Between Saving, Investing, and Speculating (3 min video)

https://youtube.com/embed/blnbxbftme0?autoplay=1

Dave Ramsey: Wealth Building and Compound Interest (5 min video)

https://youtube.com/embed/eIOUGZcmauo?autoplay=1

Compound Interest Calculator

https://www.investor.gov/financial-tools-calculators/calculators/compound-interest-calculator

5 Questions To Ask Before Investing (6 min video)

https://youtube.com/embed/y72iyLPOv8E?autoplay=1

What's a Good Return on Investment? (6 min video)

https://youtube.com/embed/sHSaUqoKjkA?autoplay=1

Bonds

Investing Basics: Bonds (4 min video)

https://youtube.com/embed/IuyejHOGCro?autoplay=1

How Bond Investing Works (4 min video)

https://youtube.com/embed/C1FPhvk17B8?autoplay=1

How Are Bonds Rated? (3 min video)

https://youtube.com/embed/OO9ou8Ye8TQ?autoplay=1

Types of Yield: Current Yield & Yield to Maturity (3 min video)

https://youtube.com/embed/eMs8LuYK8c8?autoplay=1

Stocks

What are Stocks? | by Wall Street Survivor (2 min video)

https://youtube.com/embed/fn3y1hNVgA4?autoplay=1

Stock Market for Beginners | by Wall Street Survivor (2 min video)

https://youtube.com/embed/EIFtc0DWKxU?autoplay=1

Market Cap | by Wall Street Survivor (2 min video)

https://youtube.com/embed/_JNlku5xy9Q?autoplay=1

Stock Market Index | by Wall Street Survivor (2 min video)

https://youtube.com/embed/EQ-67udZEeg?autoplay=1

What Does It Mean to Buy Stock? (6 min read + 5 min video)

https://www.thesimpledollar.com/investing/stocks/personal-finance-101-what-exactly-does-it-mean-to-own-a-stock/?doing_wp_cron=1360196510.2924358844757080078125

How Risky Is The Stock Market? (6 min video)

https://youtube.com/embed/249Gc7FDWRI?autoplay=1

What the Heck Is a Mutual Fund? (5 min video)

https://youtube.com/embed/jxZa90pSYzc?autoplay=1

What The Heck Is An Index Fund? (7 min video)

https://youtube.com/embed/u5eewhr7KKY?autoplay=1

Investment Strategies

How Expert Are Expert Stock Pickers? (6 min video)

https://youtube.com/embed/CoDI1V-WCPA?autoplay=1

Can You Beat the Market? (6 min video)

https://youtube.com/embed/4Wg0MERlpW4?autoplay=1

Is the Stock Market Irrational? (9 min video)

https://youtube.com/embed/A76SdJqOej0?autoplay=1

Investing: Why You Should Diversify (5 min video)

https://youtube.com/embed/_AsIuR-z_nw?autoplay=1

What's Diversification? | Fidelity (2 min video)

https://youtube.com/embed/LU8tubkz_Fg?autoplay=1

What Is Risk Tolerance? | Financial Terms (2 min video)

https://youtube.com/embed/mJwGRY-U0H0?autoplay=1

What Is a Time Horizon? | Financial Terms (2 min video)

https://youtube.com/embed/Ff4V_zzTKPE?autoplay=1

Is Dollar-Cost Averaging Better Than Lump-Sum Investing? | Comment Below (6 min video)

https://youtube.com/embed/nCp2bZbaBdw?autoplay=1

Dividend Reinvestment Plan | Simple Steps for a Retirement Portfolio Course (First part only - 3 min video)

https://youtube.com/embed/YhMS269V6es?autoplay=1&end=160

Retirement Accounts

How Social Security benefits are calculated on a $50,000 salary (3 min video)

https://youtube.com/embed/7_1v3fJ44Pg?autoplay=1

Investing Basics: Planning for Retirement (4 min video)

https://youtube.com/embed/3N6xlCxyWKY?autoplay=1

What is a 401(k) (5 min video)

https://youtube.com/embed/ss5yImerkhg?autoplay=1

*note: 403(b)s are the same type of account. 401(k)s are offered by private, for-profit companies, while 403(b)s are offered by non-profits and governments.

What The Heck Is an IRA? (7 min video)

https://youtube.com/embed/vMJ2dkSc8Ok?autoplay=1

What is a Rollover IRA? Retirement Rollovers Explained (3 min video)

https://youtube.com/embed/7ediw8AEuIA?autoplay=1

What is a Defined Benefit pension? (3 min video)

https://youtube.com/embed/Lu3HiNdKh5A?autoplay=1

Retirement Account Comparison Chart

https://drive.google.com/file/d/1vIqBYyLlC4srdBandSLuo18vzA5wC91l/view?usp=sharing

Why Your Kid Needs a Roth IRA (8 min read)*

https://www.nerdwallet.com/blog/investing/why-your-kid-needs-a-roth-ira/

Roth Rules for Kids (3 min read)*

https://www.kiplinger.com/article/saving/t046-c002-s001-roth-rules-for-kids.html

*Note: The catch to kids investing in Roth IRAs is documenting the earned income. If they have a job from an employer that takes out payroll taxes, great! But if they’re earning their money by mowing lawns or babysitting for cash, then they’re self-employed, and they may need to file a tax return and pay self-employment tax of 15.3% (which is the self-employed version of payroll taxes) to be safe opening a Roth IRA. (Anyone with at least $400 of self-employment income in a year is legally required to file a tax return and pay self-employment tax.) Also, keep in mind banks and brokerage firms may require a minimum deposit of $1000 or more to open the account, or may have similar minimums to invest in mutual or index funds.